I was ready to celebrate my “basic financial freedom” milestone with a nice bottle of Sena red wine. 🍷 But as I mentioned in my previous post, I got - higher rent - pricier personal training lessons - bills that seemed to grow faster than my dividend payouts. That’s when frustration turned into a bigger question: 👉 If inflation keeps outpacing salary growth, are we all doomed to stay in the rat race forever? Then income inequality will get even wider. Business owners will g

When I thought I could finally relax after reaching basic financial freedom… or even consider upgrading to a nicer place… Reality hit me hard! Turns out I need to keep investing just to maintain the same standard of living. Recently: - My landlord informed me rent will go up 10–15%. - My gym raised personal training fees by 7%. In Hong Kong, property prices have dropped. But rents have surged as more people choose renting over buying. Even though my commission this year is hi

I’m grateful to see the hiring trend picking up again, especially in the FS market here in Hong Kong. This Week, I was happy to pick up several roles for my FS team: - Associate – Client Service - Head of Marketing - Head of Credit Risk Management - Loans – Product Development My colleagues also introduced me to two exciting opportunities: - Fund Accountant for a VC - Finance Manager for a PE firm 6 new roles for FS just this week. Unlike Q1/Q2, when many of my roles were out